• ASB has increased the interest rate charged on a number of its longer-term mortgage rates.

It has added 20 basis points to its special three-year rate, taking it to 4.59 per cent.

The standard three-year rate is up by the same amount, to 5.09 per cent.

ASB’s four-year special rate has been increased by 30 basis points, to 4.89 per cent, and its five-year special rate has increased by the same amount, to 5.09 per cent.

READ MORE: Warning interest rates may not have much further to fall

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We may have already seen the best of the interest rate deals.

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