mortgage holidays

PHOTO: 123RF.COM Mortgage repayment holidays can end up more expensive than you expect.

There’s a message for anyone considering taking a mortgage repayment holiday: Take care. It could lead to more pain in future.

The country’s banks have agreed to a mortgage holiday scheme, in which customers who have experienced an income drop due to Covid-19 can stop paying their home loans for six months.

That gives some cash flow relief in the short-term.

But borrowers’ mortgages will be bigger at the end of the holiday than they were when it began because interest still accrues.

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