• OPINION: We are a DIY nation for sure, and we don’t like paying anyone to do things we are capable of ourselves.

When it comes to investing, not only do we resent paying fees, but we don’t trust anyone else looking after our money. The complexity of investment markets means that these attitudes are slowly shifting, as people realise the value of advice, particularly when market conditions are difficult.

However, there remains a core of people who have the time, interest and knowledge to manage their own portfolios and do so successfully.

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VITALIY KYATYO

You’ll need to do thorough research before you dive in.