Like most 20-somethings, I went on my OE. While there, I did everything on a shoestring.

I never took taxis if I could help it – I walked or took buses – to the point of being at night in places no lone female should be.

When I travelled, I went via budget airlines, slept in dingy accommodation and ate street food. All so I could send as much money home as I could.

SERGEY MIRONOV/123RF

There were plenty of stressful times when the risk of losing everything became a frighteningly real possibility.

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