• People who own property have markedly different views on the state of the market than those who don’t, new research suggests.

According to polling by BNZ and Colmar Brunton, 70 percent of renters say it’s “a lot harder” to get on the property ladder now than in previous years.

But almost two-thirds of homeowners say despite near-record prices, it’s still a good time to buy your first home.

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AUCKLAND, NEW ZEALAND - MAY 16:  A genral view of Auckland housing is seen on May 16, 2013 in Auckland, New Zealand. The National government are set to announce changes in the upcoming budget which will help the escalating housing market, especially in Auckland.  (Photo by Hannah Johnston/Getty Images)
Owning a home makes paying the bills easier, BNZ’s research found (Getty)