PHOTO: STUFF Wellington presents more of an earthquake risk to insurers than many other parts of the country.

Kurt is dealing with an insurance problem.

The Wellington man, who does not want to be identified, is trying to sell his wife’s parents’ house.

One offer has already fallen through because of issues getting insurance for the house, which needs to be repiled.

“The insurance on the house renews in three weeks,” he said. “And we have been quoted $7000 annually for them to take the risk. At the moment is only $1200 annually. I don’t know how we can sell the house without it, though. We are between a rock and a hard place.”