Alternative lending options

  • Further lending restrictions for investors could mean the day of the non-bank lending sector has come, brokers are suggesting.

It has been well reported that the Reserve Bank remains concerned about the heated nature of the country’s housing market.

As such, the Reserve Bank is currently looking at further macro-prudential tools – including more investor-focused LVRs and debt-to-income ratios – to try and reign in investors.

Reserve Bank governor Graeme Wheeler has indicated it’s a matter of when, not if, further macro-prudential tools are introduced.



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