PHOTO: Is the first home buyer back in business? Photo: Stocksy

First-home buyers are back in force across Australia making up a quarter of the owner-occupier market, a new report shows.

New South Wales is leading the charge, with first-home buyer numbers surging 70.9 per cent between the 2016 and 2017 September quarter.

Across the country almost 29,000 first-home buyers entered the market in the three months to September, according to the Adelaide Bank/Real Estate Institute of Australia (REIA) Housing Affordability Report released on Thursday.