No deposit was no barrier

  • Buying your first home has never been tougher. In this series, Stuff talks to Kiwis who’ve made it onto the property ladder and others who, by choice or not, are still renting.

Kat and Will Francis weren’t your typical first-home-buyers.

At 22 and 25 years old, the newly-married couple were two of the last people in New Zealand to receive 100 per cent finance when they bought their first home in November 2008.

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Kat, Paisyn, 5, and Will Francis in the living room of their Paraparaumu home.