PHOTO: Australian Banks

The answer to the big question of “What will happen to the property market this year?” is dependent on the answer to another question, “What’s in store for home lending in 2019?”

It’s well understood that home lending activity is a driver of property price growth and last year we saw how changes to bank lending can reverberate through our capital city housing markets. We expect banks and borrowers will change their behaviour again this year and below we’ll discuss four potential developments that it would be wise to keep an eye on.