PHOTO: 123RF – New Zealanders earning less than $24,200 are the least likely to live in their own home, Statistics New Zealand data shows.

Data showing high earners are more likely to live in their own home highlights housing unaffordability and unavailability, a home owner advocate says.

Home Owners and Buyers Association president John Gray said low income earners were locked out of the housing market because a “serious supply issue” had pushed prices up.

Statistics New Zealand household income data suggests home owners are more likely to live in their own home, instead of rent, if their salary falls betweenn $84,500 and $197,000.

Gray said an $84,000 annual salary would probably still not be enough for someone to service the mortgage when buying a home in Auckland.