PHOTO: Matt Srama. SPORTING NEWS
đŻ âFooty was just the beginning â real success came when I took control of my money.â đŻ
đĽ From Big Hits to Bigger Moves
Matt Srama had what many would consider a dream career â making it to the NRL as a professional athlete, earning big money, and living the lifestyle. But when injuries cut his rugby league career short, Matt was faced with a terrifying reality:
Whatâs next when your identity and income vanish overnight?
Instead of spiralling, he pivoted â and today, heâs not just surviving but thriving with a 16-property portfolio and his own successful business.
đ The NRL Glory Days â and the Financial Blind Spots
Matt debuted in the NRL with the Gold Coast Titans and quickly became a fan favourite. But while the paycheques were big, financial literacy wasnât part of the game plan.
âI didnât grow up with money skills. I had to unlearn bad habits and re-learn how to make money work for me.â
Like many young athletes, Matt admits he initially spent freely. It wasnât until the career-ending injuries hit that he realised his lifestyle wasnât sustainable without a serious financial plan.
đĄ The First Investment â And the Property Snowball
Matt didnât waste time. After hanging up the boots, he jumped into real estate â starting with a single property, then another, and then:
đ Boom: A 16-property portfolio built strategically over years.
He didnât do it with luck. He did it with:
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Smart asset selection
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Strong lending structures
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A clear, evolving investing philosophy
âItâs not just about buying. Itâs about buying right, with a long-term plan.â
đź Building a Business From Scratch
Post-NRL, Matt didnât just invest in bricks and mortar. He also started his own business, learning everything from the ground up.
âIt was like being a rookie again. I had to build from scratch, network, learn marketing, finance, everything. But I loved the grind.â
đ§ Lessons From the Journey
Mattâs journey is filled with hard-earned wisdom, including:
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The power of financial education
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Why your first few purchases matter most
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How to leverage equity smartly
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Why mental resilience is more important than money
He also shares why heâs changed his investing strategy over time, now focusing more on long-term growth and sustainability rather than just high-yield buys.
đ Whatâs Next? Mattâs 2025 Playbook
Looking ahead, Matt is eyeing key markets to buy in 2025, with a focus on:
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Areas with strong infrastructure spending
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Properties with upside potential through renovation or development
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Smarter lending and tighter portfolio management
âThe game changes, and youâve got to change with it.â
đ Takeaway: Anyone Can Rebuild â But You Have to Start
Matt Sramaâs story is proof that life after sport â or any major career shift â doesnât have to be a fall from grace. With mindset, strategy, and hustle, you can go from zero to serious success.
đ˘ Want to build your own portfolio like Matt?
Start with education, surround yourself with the right mentors, and stop waiting for the âperfect time.â