PHOTO: Property market price growth in Hobart is strong. Picture: Sam Rosewarne Source: News Corp Australia.

WELCOME to what we call our annual moment of Truth And Dare.

This is the 12th year of our tradition here at Moneysaver HQ, where we start every year by looking into our crystal ball and forecasting what may happen over the next 12 months.

At the same time it’s our moment of truth where we assess last year’s forecast and subsequently either revel in the glory of getting it right or suffering the embarrassment of getting it wrong.