PHOTO: PHOTO: Emma built her home in 12 weeks.ABC News: Claudia Jambor

When Emma Hohnen found herself in a housing bind, she wasn’t like most people trying to enter the market.

Ms Hohnen already owned her own home, but a relationship breakdown meant she could no longer afford to live in the house and make her repayments.

“Three months was the longest I had to financially be able to cover the mortgage,” she said.

Faced with the task of finding a new living situation for herself and her two young children, she decided to rent out her existing home, and use her equity to build a second, smaller dwelling at the back of her property.

Her budget was just $100,000, and her timeline was 12 weeks.