mortgage options

PHOTO: SIMON MAUDE/STUFF If you don’t have enough of this right now, it doesn’t have to mean disaster for your home loan.

If your income is looking a bit shaky, you may be wondering how you’ll pay the mortgage for the next few months.

There has been a lot of publicity about mortgage holidays in recent days, but that is not the only option available to you.

Here are a few ways you could keep on top of your mortgage obligations, even if you have less money coming in.


The most high-profile option at the moment is a mortgage holiday. It’s probably better to think of this as a “payment deferral” rather than a holiday, though.


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