PHOTO: Sanjna Pathania
An Australian woman who quit her corporate job to become a YouTuber has had so much success she has just purchased her fourth investment property.
Sanjna Pathania, 27, creates content across YouTube, Instagram and TikTok about personal finance under the moniker @successbysanjna and has amassed a property portfolio worth $1.41 million.
Last week, the Sydneysider snapped up a third property and this week, she added a fourth one to her growing pile.
Ms Pathania was able to buy both investments in such quick succession because she paid off her HECS debt, which dramatically increased her borrowing capacity.
The former KPMG and Westpac consultant, from Sydney, has also never visited her properties, only looking at photos and then getting renters in straight away with property managers looking after their upkeep.
Ms Pathania began her YouTube platform as a fashion vlogger but then switched to discussing her corporate lifestyle and in March last year, she had a light bulb moment that caused her to quit her job.
“I was reflecting, do I really want to do a nine to five (job) for the rest of my life, is it going to make me happy?” she recalled to news.com.au.
“The YouTube channel started picking up, so I started monetising it. I haven’t really looked back.”
SuccessbySanjna has bought four properties.
The most recent house she purchased in Perth.
Ms Pathania bought her first house in early 2020 in Devonport, Tasmania, at the start of the Covid-19 pandemic.
She explained of her reasoning: “When everyone is fearful you should be greedy. When everyone is greedy you should be fearful.”
At the time, she was still a bank staff member on $110,000 a year and she received employee benefits which included not having to pay the full 20 per cent deposit.
She ended up spending about $33,000 to secure the $237,000 property and got renters in there straight away.
The one-storey home is positively geared and has since boomed in value, now worth $360,000, according to a recent valuation.
Eight months later Ms Pathania nabbed another property, this time in Mount Gambier in South Australia.
Although she’s a Sydney local, she said: “I don’t buy in Sydney because the numbers just don’t make sense, sometimes properties accumulate better (elsewhere) than in the city.”
During the 2021 property boom, Ms Pathania sat tight, and used the time to refinance her portfolio and pay off her HECS debt.
The first house she purchased in 2020, in Tasmania.
The second one in Mount Gambier, South Australia.
Then last week, Ms Pathania went on a property blitz.
First, she bought a house in Perth, 30 minutes from the CBD, for $332,500.
The deposit, stamp duty and everything else came to $59,000 – but she didn’t have to spend a cent out of her own savings because all that money came from equity during her refinancing.
She even had funds leftover which she then used to buy her most recent property, another Perth one, costing $330,000.
Sanjna used to work for KPMG and Westpac.
She makes a living as a content creator now.
READ MORE VIA NEWS.COM.AU
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